Punjab’s 2025 push for electric two- and three-wheelers is one of Pakistan’s biggest moves toward cleaner, cheaper urban transport. This article explains what the scheme is, who benefits, how to apply, financing and subsidy details, expected impacts, and practical tips for applicants in Punjab.
What is the Punjab electric E-bike and riksha Scheme 2025?
The Punjab scheme is part of a nationwide drive under Pakistan’s new National Electric Vehicle (EV) Policy 2025–30 to accelerate adoption of electric bikes and rickshaws. The policy and provincial initiatives provide subsidies, loan facilitation, and digital application platforms to make electric mobility affordable for students, small transport operators and low-income earners.
Key features at a glance
- Subsidies: The federal programme allocated an initial subsidy pot and targets large numbers of e-bikes and e-rickshaws. Provincial variants (including Punjab) run complementary schemes.
- Digital application & verification: Transparent, online application portals and digital balloting/selection mechanisms to prevent fraud.
- Financing options: Low-markup loans, Islamic financing availability, and portfolio guarantees to banks to support lending.
- Target groups: Students, youth, women, BISP beneficiaries and small transport operators are priority categories in many allocations.
How much subsidy & support is available?
National and provincial levels
- The federal EV Policy 2025 announced multi-year financial support for electric two- and three-wheelers (large multi-billion rupee commitment at national level).
- An initial subsidy allocation of about Rs9 billion was reported for fiscal year 2025–26, facilitating ~116,000 e-bikes and 3,171 e-rickshaws under early phases; a portion of support is earmarked for women.
Typical unit support and loan terms (schemes in news reports)
- Subsidy examples being reported nationally: Rs50,000 per e-bike and higher amounts for e-rickshaws in many documents; exact numbers and disbursement stages can vary by programme.
- Financing caps noted in reporting: maximum loan coverage up to Rs200,000 for an e-bike and around Rs880,000 for an e-rickshaw/loader; allowed markup and tenor rules have been published under national rollout plans.
Note: exact subsidy figures, installment plans, and eligibility can vary between the federal scheme and Punjab’s provincial offerings — always confirm on official portals before applying.
Who is eligible (common eligibility rules)
Eligibility rules depend on the specific tranche, but commonly include:
- Age limits (often 18–65 years).
- Priority for students (HEC-registered), women, and registered beneficiaries of social protection (e.g., BISP).
- Vehicles purchased or converted must be registered via the official digital platform; some schemes require mileage verification (e.g., second instalment issuance after X km).
How to apply — step-by-step (Punjab)
- Visit the official portal — Punjab’s green credit / e-vehicle portals host registration and scheme details. Register and create an account. https://greencredit.punjab.gov.pk/
- Read eligibility & required documents — national ID (CNIC), proof of student enrolment (if applying as a student), income or social benefit proof for priority categories.
- Fill the online application — upload documents, select vehicle type (e-bike or e-rickshaw), and submit. https://greencredit.punjab.gov.pk/
- Selection & verification — many allocations use digital balloting and online verification to keep the process fair and transparent. Selected applicants receive details for purchase and subsidy disbursement.
- Post-purchase verification — some schemes release subsidies in instalments: an initial payment on registration/purchase proof and a second after vehicle usage verification (e.g., certain km driven).
Expected benefits for Punjab and riders
- Lower running costs — EVs have much lower per-km energy costs than petrol; many reports estimate payback on initial extra cost within ~1–2 years depending on usage.
- Cleaner air & lower emissions — urban pollution reduction and lower fossil fuel dependence.
- Employment & mobility — cheaper transport for students and expanded income opportunities for rickshaw drivers and small business owners.
Risks, common pitfalls & practical tips
- Use only official portals — avoid third-party “fast-track” sellers who ask for upfront fees off-portal. Always confirm via the province’s official site. https://greencredit.punjab.gov.pk/
- Check warranty & after-sales — battery warranty, available spare parts, and local service network are critical for long-term ownership.
- Understand charging needs — access to reliable electricity (or community charging hubs) affects real savings and convenience.
- Read financing terms carefully — even with subsidized markup, know repayment tenor, late fees, and any required guarantees.
Where to get the latest, official info
- Punjab Green Credit / provincial e-vehicle portals and the official CM Punjab / bikes registration pages are primary sources for application windows and documentation. (Search for the Punjab government’s Green Credit and CM e-bike portals.)
- National policy PDFs and official announcements (Ministry of Climate Change, Finance/Planning releases) contain the full EV Policy 2025–30 details and funding outlines.
Conclusion — Is it worth applying?
If you’re in Punjab and qualify, the punjab electric E-bike and riksha Scheme 2025 offers a strong opportunity to lower transport costs, join cleaner mobility, and — in many cases — access subsidized financing. Act quickly when official registration opens, keep documents ready, and always apply via the government portals to avoid scams.
Quick links & sources (selected)
- Punjab Green Credit / e-rickshaw purchase portal.
- Dawn: subsidy allocation & early figures (June 2025).
- ProPakistani: practical scheme details and loan caps.
- Arab News / Business Recorder: national EV Policy 2025 coverage.